Will Your Family Have to Be Your Caregivers?

Most people hope to maintain their independence as they age—but the reality is, many of us will need care at some point in our later years. When that time comes, will your family be the ones to provide it? And if so, are they prepared?

Caregiving often falls on spouses or adult children, and while it may start with good intentions, it can quickly become emotionally and financially overwhelming. Juggling full-time work, raising children, and managing your care can take a toll on their physical and mental health—not to mention their finances.

The best gift you can give your loved ones is a plan. That might include long-term care insurance, setting aside savings, or choosing a life insurance policy with living benefits. Clear communication and legal documents like a healthcare directive or power of attorney are also key.

Don’t leave your care to chance—or to your children. Talk to us today about building a plan that protects your independence and your family’s future.

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The Hidden Costs of Healthcare After Retirement