Understanding Over 65 Healthcare Options

Healthcare needs change as we age — and so do the ways we pay for it. If you’re nearing retirement, it’s essential to understand what healthcare options are available once you turn 65.

There’s a common belief that everything will be covered automatically, but that’s not the full picture. Most retirees are surprised to learn:

• Not all services are fully covered

• Prescription coverage varies

• Dental, vision, and hearing often require separate plans

• There are enrollment windows and penalties for delays

Choosing the right coverage requires comparing different plans based on your needs, providers, prescriptions, and budget. It’s not one-size-fits-all — and mistakes can be costly.

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Key Takeaway: Over 65 healthcare is more complicated than it seems. But with the right guidance, you can choose the coverage that fits your life and your budget.

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Our agents help retirees navigate this every day. Let’s review your healthcare options together — and make sure you’re set up for a healthy, confident retirement.