Why Every Retiree Needs a Simple Estate Plan

Written By Ashley Hopkins

Estate planning might sound like something only wealthy people need — but it’s actually important for every retiree, no matter your income level.

An estate plan is simply a set of documents that spell out:

  • Who will make decisions for you if you can’t

  • How your assets will be distributed after your passing

  • Who will care for minor children or dependents (if applicable)

Without a plan in place, your loved ones could face court delays, high legal costs, and unnecessary stress. On the other hand, a clear plan ensures your wishes are followed and your family is protected.

At a minimum, every retiree should consider:

  • A will

  • A healthcare power of attorney

  • A financial power of attorney

  • Possibly a trust (depending on your needs)

Key Takeaway: Estate planning isn’t about wealth — it’s about peace of mind, for you and your family.

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If you’re not sure what documents you need or where to start, we can help connect you with guidance. Let’s start the conversation — reach out to one of our agents today.

Ashley Hopkins
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